*This 7/6 adjustable-rate mortgage is based upon a loan with the following terms: A conventional 30-year mortgage with a mortgage in the amount of $422,910, a home purchase price of $469,990, 10% down payment. 1 year Buydown Program includes a 1% decrease on the interest rate for year one. Year One rate is calculated at 3.99%. 7/6 adjustable-rate mortgage remains fixed at 4.99% (5.9789 APR) for the second through seventh years of the loan. Starting in year 8, the rate can adjust every six months based on index changes. Restrictions on the maximum loan amount and loan-to-value ratio apply. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required. Financing is offered by Velocio Mortgage (NMLS ID #1529234), an affiliated lender of Ashton Woods. This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion. Receiving the advertised rate and incentive requires participation in the Ashton Woods Advantage program, including use of Velocio Mortgage, which is an affiliated lender. However, use of Velocio Mortgage is not required to purchase an Ashton Woods home. Ashton Woods is not a lender or mortgage broker and does not offer loans or mortgages. Rate is dependent on the type of loan the buyer obtains. Rate is subject to change, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics. Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Rate offer is on a first come first serve basis. Buyer must obtain a conventional loan, with a minimum credit score of 780, in order to qualify for the special financing rate.Only available on select quick move in homes at Ashton Woods' Crescent Mills community in Wilson's Mills, NC for contracts written between June 27, 2025 and July 31, 2025. Home must close on or before August 25, 2025. Rates are determined at time of lock and may vary depending on program, down payment and loan amount, market fluctuations, as well as other factors outside of the seller or affiliated lender’s control. Buyer must lock interest rate 60 days before closing. The cost of the buy-down shall not exceed seller’s contribution limits. Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary or investor residence. Incentives and contributions by Ashton Woods are subject to certain terms, conditions and restrictions and certain incentives may be limited by the lender or could affect the loan amount. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability.

**Receive $5,000 to be applied toward closing costs with the purchase of a home on select quick move in homes at Ashton Woods' Middleton Farms in Middlesex, NC. Promotion offered on select homes written between June 27, 2025 - July 31, 2025 and closed by August 25, 2025. at advertised price. Receiving this incentive requires use of Velocio Mortgage, which is an affiliated lender. However, use of Velocio Mortgage is not required to purchase an Ashton Woods home. Not available with any other offer, promotion or negotiation. Other restrictions may apply. Offer or promotion subject to change or termination at any time without notice. See Community Sales Manager for complete details.