*Terms are based upon a loan with the following terms: Payment is for principal and interest only. Terms based on an FHA 5/1 Adjustable-Rate Mortgage (ARM) with a rate of 3.25%.  Purchase price of $399,990.00. Initial interest rate of 3.25% (APR 6.93%) for the first 5 years, which would result in a monthly payment of $1,680.00. FHA 5/1 ARM with 30-year fully amortizing term, 3.5% down payment required, and a 640-credit score. 5/1 ARM is fixed at 3.25% for the first 60 months / 5 years of the loan. After the initial period rate can adjust every 12 months based on index (Constant Maturity Treasury, 3.69 as of 11/19) plus a margin of 2.25.  The maximum change in interest rate is up to 1% at each annual adjustment and a lifetime of 5% above the initial note rate (max 8.25%).  An interest rate adjustment may increase your monthly payment.   Rates are listed based on an owner-occupied property and are effective as of 11/19/2025 and are subject to change. Restrictions on the maximum loan amount and loan-to-value ratio apply. Monthly rate quoted includes principal and interest for the first 5 years.  In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and HOA dues are required. Financing is offered by Velocio Mortgage (NMLS ID #1529234) or Trailblazer Mortgage (NMLS ID #2106646), affiliated lenders of Ashton Woods. This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion. Receiving the advertised rate and incentive requires participation in the Ashton Woods Advantage program, including use of Velocio Mortgage or Trailblazer Mortgage, which are affiliated lenders. However, use of Velocio Mortgage or Trailblazer Mortgage is not required to purchase an Ashton Woods home. Ashton Woods is not a lender or mortgage broker and does not offer loans or mortgages. Ashton Woods has locked-in, through Trailblazer Mortgage an interest rate for a pool of funds. Rate is only available until pool of funds is depleted or the rate expires on 12/31/2025. The special financing rate is only available for a limited time and only limited quantities of loans at the special financing rate are available. Rate offer is on a first come, first serve basis. Rate is subject to change upon exhaustion of funds, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics.  Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Only available in Ashton Woods Orlando communities for contracts written between 12/1/2025 and 12/31/25, on certain available homes. Home must close on or before 1/31/26. Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary residence. For Trailblazer, buyer must obtain a FHA or VA loan, with a minimum credit score of 640, in order to qualify for the special financing rate.  For Velocio or Trailblazer Mortgage, buyer must obtain a FHA loan, with a minimum credit score of 640, in order to qualify for the special financing rate.  Incentives and contributions by Ashton Woods are subject to certain terms, conditions, and restrictions and certain incentives may be limited by the lender or could affect the loan amount. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability.

**Up to $100,000 in flex cash available to be used on options, closing costs, or price reductions for select Ashton Woods move-in ready homes at select Ashton Woods Orlando communities. Promotion only offered on contracts fully executed on select move-in ready homes between 12/1/25 and 12/31/25 and close prior to 1/31/26. Amount of flex cash offered will vary by home and depend on a number of factors in Seller's discretion. Any discount and price reductions will be credited against any flex cash offer. Offer cannot be exchanged for any other value, credit or discount. Not available with any other offer, promotion or negotiation. Offer or promotion subject to change or termination at any time without notice. Other restrictions may apply. See Community Sales Manager for complete details.  

© 2025 Ashton Woods Homes. All rights reserved. All trademarks and copyrighted materials herein, including “Ashton Woods” and the Ashton Woods Homes logo are the property of Ashton Woods Homes and may not be used without express written permission. Prices may not include lot premiums, upgrades or options. Community Association and golf fees may be required. Ashton Woods Homes reserves the right to change plans, specifications, dimensions, designs, elevations, and pricing without notice and in its sole discretion. Stated dimensions, square footage, and window, floor, and ceiling elevations are approximate; are not representative of a home’s actual size or net usable square footage which may be less than estimated square footage; are subject to change without prior notice or obligation; may not be updated on the website; and may vary by plan elevation and/or community.  Floorplans and elevations may not represent the actual condition of a home as constructed and may contain options which are not available on all models. Certain features in and around the model homes are designer suggestions and not included in the sales price. All renderings, color schemes, floorplans, maps, and displays are artists’ conceptions and are not intended to be an actual depiction of the home or its surroundings. Basement options may be available subject to site conditions. Garage or bay sizes may vary from home to home and may not accommodate all vehicles.  Homesite premiums may apply. Actual position of home on lot will be determined by the site plan and plot plan. While Ashton Woods Homes endeavors to display current and accurate information, Ashton Woods Homes makes no representations or warranties regarding the information set forth herein and, without limiting the foregoing, is not responsible for any information being out of date or inaccurate, or for any typographical errors. Please see Sales Representative for additional information and details. Ashton Woods Homes is not a lender or mortgage provider.  This is not an offer to sell real estate, or solicitation to buy real estate, in any jurisdiction where prohibited by law or in any jurisdiction where prior registration is required, including New York and New Jersey.