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*Up to 1% off market rate paid for by Ashton Woods and is based upon a loan with the following terms: A conventional 30-year, fixed rate mortgage with a mortgage in the amount of $670,500, a home purchase price of $745,000, 10% down payment, and 30-year fixed rate is calculated at 6.501% APR.  Restrictions on the maximum loan amount and loan-to-value ratio apply.  In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required.  Financing is offered by Velocio Mortgage (NMLS ID #1529234), an affiliated lender of Ashton Woods. This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion.  Receiving the advertised rate and incentive requires participation in the Ashton Woods Advantage program, including use of Velocio Mortgage, which is an affiliated lender.  However, use of Velocio Mortgage is not required to purchase an Ashton Woods home.  Ashton Woods is not a lender or mortgage broker and does not offer loans or mortgages. Rate is dependent on the type of loan the buyer obtains.  Rate is subject to change, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics. Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property.  Rate offer is on a first come first serve basis.  Buyer must obtain a conventional loan, with a minimum credit score of 780, in order to qualify for the special financing rate. Only available in select Ashton Woods Austin communities for contracts written between January 20, 2026 and February 8, 2026 on certain available to-be-built homes. Home must close at construction completion as determined by Ashton Woods. Rates are determined at time of lock and may vary depending on program, down payment and loan amount, market fluctuations, as well as other factors outside of the seller or affiliated lender’s control.  Rate reduction is based upon seller paying incentive in an amount equal to the discount points required to reduce the rate by up to 1%, calculated at the time buyer initially locks in the rate.  Buyer must lock interest rate 60 days before closing. The current market rate is based upon the rates posted daily on www.mortgagenewsdaily.com.  The incentive is limited to a contribution of 4.00 points by seller and the cost of the buy-down shall not exceed seller’s contribution limits.  Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary residence. Incentives and contributions by Ashton Woods are subject to certain terms, conditions and restrictions and certain incentives may be limited by the lender or could affect the loan amount. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability. 

**Up to $100,000 in savings on homesite premiums and design studio options at The Studio by Ashton Woods with the purchase of a to-be-built home on select homesites at Ashton Woods in Austin. Incentive varies by community. Promotion only offered on contracts fully executed between January 20, 2026 and February 8, 2026. Home must close at construction completion as determined by Ashton Woods. Offer cannot be exchanged for any other value, credit or discount. Not available with any other offer, promotion or negotiation. Offer or promotion subject to change or termination at any time without notice. Other restrictions may apply. See Community Sales Manager for complete details.

*Special financing rate offer is paid for by Ashton Woods and is based upon a loan with the following terms: A 30-year mortgage on a home priced at $389,656, 3.5% down payment, FHA or VA. Additional incentive of up to $7,500 in closing costs on certain available Ashton Woods inventory/quick move-in homes in Austin. Restrictions on the maximum loan amount and loan-to-value ratio apply. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required. Financing is offered by Velocio Mortgage (NMLS ID #1529234), an affiliated lender of Ashton Woods. This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion. Receiving the advertised rate and incentive requires participation in the Ashton Woods Advantage program, including use of Velocio Mortgage, which is an affiliated lender. However, use of Velocio Mortgage is not required to purchase an Ashton Woods home. Ashton Woods is not a lender or mortgage broker and does not offer loans or mortgages. Ashton Woods has locked-in, through Velocio Mortgage, a fixed interest rate for a pool of funds. Rate is only available until pool of funds is depleted or the rate expires on February 8, 2026. The special financing rate is only available for a limited time and only limited quantities of loans at the special financing rate are available. Rate is dependent on the type of loan the buyer obtains. Rate offer is on a first come, first serve basis. Rate is subject to change upon exhaustion of funds, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics. Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Only available in Ashton Woods Austin communities for contracts written between January 20, 2026 and February 8, 2026, on certain available homes. Home must close on or before February 28, 2026. Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary residence. Buyer must obtain an FH or VA loan, with a minimum credit score of 620, in order to qualify for the special financing rate. If buyer obtains a conventional loan, the minimum credit score may vary. The special financing rate is 3.99% (4.57% APR) for FHA/VA loans. Incentives and contributions by Ashton Woods are subject to certain terms, conditions and restrictions and certain incentives may be limited by the lender or could affect the loan amount. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability.

**Special closing cost and financing rate offer is paid for by Ashton Woods. Up to $7,500 in closing costs, prepaids, interest rate buydowns and/or HOA dues on certain available Ashton Woods inventory/quick move-in homes in Austin. 9.45 total points paid by seller for use of the Ashton Advantage Program. Restrictions on the maximum loan amount and loan-to-value ratio apply. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required.

© 2026 Ashton Woods Homes. All rights reserved. All trademarks and copyrighted materials herein, including “Ashton Woods” and the Ashton Woods Homes logo are the property of Ashton Woods Homes and may not be used without express written permission. Prices may not include lot premiums, upgrades or options. Community Association and golf fees may be required. Ashton Woods Homes reserves the right to change plans, specifications, dimensions, designs, elevations, promotions, incentives, features, materials, amenities, and pricing without notice and in its sole discretion. Stated dimensions, square footage, and window, floor, and ceiling elevations are approximate; are not representative of a home’s actual size or net usable square footage which may be less than estimated square footage; are subject to change without prior notice or obligation; may not be updated on the website; and may vary by plan elevation and/or community. Square footage may vary between different elevations of the same plan and certain elevations may have greater or less square footage than the original plan. Floorplans and elevations may not represent the actual condition of a home as constructed and may contain options which are not available on all models. Certain features in and around the model homes are designer suggestions and not included in the sales price. All renderings, color schemes, floorplans, maps, and displays are artists’ conceptions and are not intended to be an actual depiction of the home or its surroundings. Basement options may be available subject to site conditions. Garage or bay sizes may vary from home to home and may not accommodate all vehicles. Homesite premiums may apply. Actual position of home on lot will be determined by the site plan and plot plan. While Ashton Woods Homes endeavors to display current and accurate information, Ashton Woods Homes makes no representations or warranties regarding the information set forth herein and, without limiting the foregoing, is not responsible for any information being out of date or inaccurate, or for any typographical errors. Please see Sales Representative for additional information and details. Ashton Woods Homes is not a lender or mortgage provider. This is not an offer to sell real estate, or solicitation to buy real estate, in any jurisdiction where prohibited by law or in any jurisdiction where prior registration is required, including New York and New Jersey.