Your Home. Your Timeline.

*Up to 1% off market rate paid for by Ashton Woods and is based upon a loan with the following terms: A conventional 30-year, fixed rate mortgage with a mortgage in the amount of $450,000, a home purchase price of $500,000, 10% down payment, and 30-year fixed rate is calculated at 6.501% APR. Restrictions on the maximum loan amount and loan-to-value ratio apply. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required. Financing is offered by Velocio Mortgage (NMLS ID #1529234), an affiliated lender of Ashton Woods. This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion. Receiving the advertised rate and incentive requires participation in the Ashton Woods Advantage program, including use of Velocio Mortgage, which is an affiliated lender. However, use of Velocio Mortgage is not required to purchase an Ashton Woods home. Ashton Woods is not a lender or mortgage broker and does not offer loans or mortgages. Rate is dependent on the type of loan the buyer obtains. Rate is subject to change, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics. Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Rate offer is on a first come first serve basis. Buyer must obtain a conventional loan, with a minimum credit score of 740, in order to qualify for the special financing rate. Only available in select Ashton Woods Dallas communities for contracts written between February 17, 2026 and March 1, 2026 on certain available to-be-built homes. Home must close at construction completion as determined by Ashton Woods. Rates are determined at time of lock and may vary depending on program, down payment and loan amount, market fluctuations, as well as other factors outside of the seller or affiliated lender’s control. Rate reduction is based upon seller paying incentive in an amount equal to the discount points required to reduce the rate by up to 1%, calculated at the time buyer initially locks in the rate. Buyer must lock interest rate 60 days before closing. The current market rate is based upon the rates posted daily on www.mortgagenewsdaily.com. The incentive is limited to a contribution of 4.00 points by seller and the cost of the buy-down shall not exceed seller’s contribution limits. Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary residence. Incentives and contributions by Ashton Woods are subject to certain terms, conditions and restrictions and certain incentives may be limited by the lender or could affect the loan amount. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability.

**Up to $35,000 in flex cash may be applied towards interest rate buy-downs, closing costs, or studio/and or structural options at select Ashton Woods Dallas communities. Contract must be written between January 16, 2026 – January 31, 2026 and close on or before July 31, 2026. Must comply with all the conditions of the Ashton Woods Advantage Program including use of the Affiliated Lender, Velocio Mortgage (NMLS ID# 1529234) to be eligible for any closing cost incentives. Subject to loan program guidelines, and lender down payment requirements may also apply. Supply of inventory homes is limited and subject to availability, and prices vary based on home. Promotion not available with any other promotion, offer or negotiation, and is subject to change or termination at any time without notice. Offer cannot be exchanged for any other value, credit or discount. Other restrictions may apply. Offer only available on homes that are purchased as a primary residence. Qualification, income and / or geographic restrictions may apply. Use of an affiliated lender is not required to purchase an Ashton Woods home. Ashton Woods is not a lender or mortgage provider. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including your credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. See Community Sales Manager for complete details.

*Special financing rate of 3.99% is based upon a loan with the following terms: a home purchase price of $339,000 3.5% down payment, 3.99%, 30-yr fixed rate (APR 4.746%), FHA or VA. Restrictions on the maximum loan amount and loan-to-value ratio apply. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required. Financing is offered by Velocio Mortgage (NMLS ID# 1529234), affiliated lender of Ashton Woods. This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion. Receiving the advertised rate and incentive requires participation in the Ashton Woods Advantage program, including use of Velocio Mortgage, which is an affiliated lender. However, use of Velocio Mortgage is not required to purchase an Ashton Woods home. Ashton Woods is not a lender or mortgage broker and does not offer loans or mortgages. Ashton Woods has locked-in, through Velocio Mortgage, a fixed interest rate for a pool of funds. Rate is only available until pool of funds is depleted or the rate expires on February 8, 2026. The special financing rate is only available for a limited time and only limited quantities of loans at the special financing rate are available. Rate is dependent on the type of loan the buyer obtains. Rate offer is on a first come, first serve basis. Rate is subject to change upon exhaustion of funds, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics. Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Only available in select Ashton Woods Dallas communities for contracts written between February 17, 2026 and February 22, 2026, on certain available homes. Home must close on or before March 20, 2026. Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary residence. Buyer must obtain an FH or VA loan, with a minimum credit score of 640, in order to qualify for the special financing rate. If buyer obtains a conventional loan, the minimum credit score may vary. The special financing rate is 3.99% for FHA/VA loans. Incentives and contributions by Ashton Woods are subject to certain terms, conditions and restrictions and certain incentives may be limited by the lender or could affect the loan amount. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability.

**Up to $10,000 in closing costs on certain available Ashton Woods quick move-in homes. Contract must be written between 2/17/26 and 2/22/26 and closed on or before 3/20/26. Must comply with all the conditions of the Ashton Woods Advantage Program including use of Velocio Mortgage (NMLS ID #1529234), an Ashton Woods affiliated lender, to be eligible for any closing cost incentives. Subject to loan program guidelines, and lender down payment requirements may also apply. Supply of inventory homes is limited and subject to availability, and prices vary based on home and homesite. Promotion not available with any other promotion, offer or negotiation, and is subject to change or termination at any time without notice. Other restrictions may apply. Offer only available on homes that are purchased as a primary residence. Qualification, income and / or geographic restrictions may apply.