Trailblazer Mortgage, L.L.C. (“TBM”) NMLS ID# 2106646. *Scenario is an estimate only and is based on a 640 FICO Score, on a 30-year (360 months) FHA 5/1 adjustable-rate mortgage at a sales price of $392,649, 3.5% down, total loan amount (with UFMIP) of $385,856, initial interest rate of 3.25% and APR of 6.441% for the first 5 years, which would result in a principal and interest monthly mortgage payment of $1,852, which includes mortgage insurance. 3.25% rate includes a buydown paid for by the builder (1 point = 1% of loan amount). Then starting in year 6, the interest rate may adjust every year (12 months) based on current CMT (Constant Maturity Treasury), max 1% first adjustment, 1% periodic and 5% lifetime cap. Lifetime cap yielding a max interest rate of 8.25% variable rate and would result in a max estimated monthly payment of $3,070. Payment scenario includes principal and interest and mortgage insurance, but does not include taxes, insurances, or homeowners’ association dues (if applicable) and actual payment obligation will be greater. 3.25% rate is based on a builder paid forward commitment to buydown the market rate. The forward commitment is available on government 5/1 adjustable-rate mortgages only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in. Only available in select Ashton Woods Orlando communities, on certain homes available and an contract written and closed by 12/31/2026. Financing is shown for comparison/reference only and actual rate, payment, and costs may be greater. Get an official Loan Estimate before choosing a loan. All products are subject to credit and property approval. Programs, rates, program terms, and conditions are subject to change without notice. Not all products are available in all states for all amounts. Other restrictions and limitations apply. Borrower is not required to finance through TBM but must use them to receive the special rate incentive. Please contact your TBM Mortgage Loan Originator or Ashton Woods Sales Representative for more details. TBM is an independent mortgage lender and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any other government agency. This is not a commitment to lend.